Credit Card & Personal Finance Statistics in 95015
Credit Card Debt in 95015
- 95015 Credit Card Debt
-
- The estimated average credit card debt for 95015 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 95015
95015 Credit Scores
- Credit Scores in 95015
-
- Residents of 95015 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 95015 (Cupertino, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 95015 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 95015 [4]
-
- 95015 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 95015 (Cupertino, CA)
Recent credit card complaints originating from consumers in 95015, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 95015
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
3 |
| Problem with a credit reporting company's investigation |
2 |
| Fraud or scam |
1 |
| Took or threatened to take negative or legal action |
1 |
* Total 2021 - 2024 (current)
Additional information about California
About 95015
95015 is associated with the city of Cupertino, which is located in Santa Clara County in the state of California. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
