Credit Card & Personal Finance Statistics in 94704
Credit Card Debt in 94704
- 94704 Credit Card Debt
-
- The estimated average credit card debt for 94704 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 94704
94704 Credit Scores
- Credit Scores in 94704
-
- Residents of 94704 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 94704 (Berkeley, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 94704 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 94704 [4]
-
- 94704 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 94704 (Berkeley, CA)
Recent credit card complaints originating from consumers in 94704, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 94704
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
38 |
| Problem with a credit reporting company's investigation |
20 |
| Managing an account |
11 |
| Improper use of your report |
7 |
| Other transaction problem |
5 |
| Other |
41 |
* Total 2021 - 2024 (current)
Additional information about California
About 94704
94704 is associated with the city of Berkeley, which is located in Alameda County in the state of California. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
