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Comprehensive Local Credit Card Guide

Hot Springs Credit Cards

Credit Card Debt in Hot Springs

^ Average credit card debt in Hot Springs is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in Hot Springs

^ Based on overall AR data, the credit card delinquency rate in Hot Springs is approximately 0.76%. [2]

Credit Scores in Hot Springs

^ The average credit score in Hot Springs is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Hot Springs, AR Credit Card & Personal Finance Statistics

Hot Springs Credit Card Debt


  • Credit Card Debt in Hot Springs
    • The estimated average credit card debt for Hot Springs residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

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Hot Springs Credit Scores


  • Credit Scores in Hot Springs
    • Residents of Hot Springs, AR have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More Hot Springs, AR Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Hot Springs cardholders that are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Hot Springs [4]
    • Hot Springs (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Arkansas

About Hot Springs

Hot Springs is a city located in Garland County in the state of Arkansas, and has a population of approximately 35,193. [6]

AR Credit Cards

Hot Springs Credit Cards

For more information about Hot Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in AR

ZIP Codes in Arkansas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau