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Comprehensive Local Credit Card Guide

Black Oak Credit Cards

Credit Card Debt in Black Oak

^ Average credit card debt in Black Oak is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in Black Oak

^ Based on overall AR data, the credit card delinquency rate in Black Oak is approximately 0.76%. [2]

Credit Scores in Black Oak

^ The average credit score in Black Oak is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Black Oak, AR Credit Card & Personal Finance Statistics

Black Oak Credit Card Debt


  • Credit Card Debt in Black Oak
    • The estimated average credit card debt for Black Oak residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

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Black Oak Credit Scores


  • Credit Scores in Black Oak
    • Residents of Black Oak, AR have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More Black Oak, AR Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Black Oak cardholders that are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Black Oak [4]
    • Black Oak (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Arkansas

About Black Oak

Black Oak is a town located in Craighead County in the state of Arkansas, and has a population of approximately 262. [6]

AR Credit Cards

Black Oak Credit Cards

For more information about Black Oak credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in AR

ZIP Codes in Arkansas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau