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Comprehensive Local Credit Card Guide

Bay Credit Cards

Credit Card Debt in Bay

^ Average credit card debt in Bay is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in Bay

^ Based on overall AR data, the credit card delinquency rate in Bay is approximately 0.76%. [2]

Credit Scores in Bay

^ The average credit score in Bay is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Bay, AR Credit Card & Personal Finance Statistics

Bay Credit Card Debt


  • Credit Card Debt in Bay
    • The estimated average credit card debt for Bay residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Bay Credit Card Calculator


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Bay Credit Scores


  • Credit Scores in Bay
    • Residents of Bay, AR have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More Bay, AR Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Bay cardholders that are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Bay [4]
    • Bay (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Arkansas

About Bay

Bay is a city located in Craighead County in the state of Arkansas, and has a population of approximately 1,801. [6]

AR Credit Cards

Bay Credit Cards

For more information about Bay credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in AR

ZIP Codes in Arkansas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau