Comprehensive Local Credit Card Guide

Credit Cards in 72206 (Little Rock, AR)

Credit Card Debt in 72206

^ Average credit card debt in 72206 is approximately $4,535, based on overall Arkansas data. ^[1]

Credit Card Delinquency in 72206

^ Based on overall Arkansas data, the credit card delinquency rate in Little Rock is approximately 0.76%. ^[2]

Credit Scores in 72206

^ The average credit score in Little Rock is approximately 683, based on collective Arkansas data. ^[3]

Credit Card & Personal Finance Statistics in 72206

Credit Card Debt in 72206

72206 Credit Card Debt
- The estimated average credit card debt for 72206 residents is $4,535. ^[1]
- Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
- Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 72206

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72206 Credit Scores

Credit Scores in 72206
- Residents of 72206 (AR) have an estimated average credit score of 683. ^[3]
- The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
- Arkansas collectively ranks 40th in the U.S. in average credit score of residents. ^[3]

More 72206 (Little Rock, AR) Credit Stats

Credit card delinquency rates in Arkansas ^[2]
- Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 72206 who are more than 90 days late on payments
- Arkansas Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 72206 ^[4]
- 72206 (Arkansas) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 72206 (Little Rock, AR)

Recent credit card complaints originating from consumers in 72206, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 72206

Complaint Issue	Number of Complaints*
Incorrect information on your report	224
Improper use of your report	137
Problem with a credit reporting company's investigation	45
Problem with a company's investigation into an existing problem	35
Attempts to collect debt not owed	7
Other	51

* Total 2021 - 2024 (current)

Additional information about Arkansas

About 72206

72206 is associated with the city of Little Rock, which is located in Pulaski County in the state of Arkansas. ^[6]

72206 Credit Cards

For more information about 72206 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Arkansas

Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 72206

6. ^ United States Census Bureau