Comprehensive Local Credit Card Guide

Credit Cards in 85006 (Phoenix, AZ)

Credit Card Debt in 85006

^ Average credit card debt in 85006 is approximately $5,011, based on overall Arizona data. ^[1]

Credit Card Delinquency in 85006

^ Based on overall Arizona data, the credit card delinquency rate in Phoenix is approximately 0.56%. ^[2]

Credit Scores in 85006

^ The average credit score in Phoenix is approximately 691, based on collective Arizona data. ^[3]

Credit Card & Personal Finance Statistics in 85006

Credit Card Debt in 85006

85006 Credit Card Debt
- The estimated average credit card debt for 85006 residents is $5,011. ^[1]
- Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
- Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 85006

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

85006 Credit Scores

Credit Scores in 85006
- Residents of 85006 (AZ) have an estimated average credit score of 691. ^[3]
- The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
- Arizona collectively ranks 35th in the U.S. in average credit score of residents. ^[3]

More 85006 (Phoenix, AZ) Credit Stats

Credit card delinquency rates in Arizona ^[2]
- Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 85006 who are more than 90 days late on payments
- Arizona Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 85006 ^[4]
- 85006 (Arizona) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 85006 (Phoenix, AZ)

Recent credit card complaints originating from consumers in 85006, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 85006

Complaint Issue	Number of Complaints*
Incorrect information on your report	141
Improper use of your report	83
Problem with a credit reporting company's investigation	72
Problem with a company's investigation into an existing problem	18
Attempts to collect debt not owed	12
Other	51

* Total 2021 - 2024 (current)

Additional information about Arizona

About 85006

85006 is associated with the city of Phoenix, which is located in Maricopa County in the state of Arizona. ^[6]

85006 Credit Cards

For more information about 85006 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Arizona

Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer financial complaints in 85006

6. ^ United States Census Bureau