Credit Card & Personal Finance Statistics in 85001
Credit Card Debt in 85001
- 85001 Credit Card Debt
-
- The estimated average credit card debt for 85001 residents is $5,011. [1]
- Average credit card debt amount in Arizona (all cities) is
1% greater than the national average of $4,965.
- Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 85001
85001 Credit Scores
- Credit Scores in 85001
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- Residents of 85001 (AZ) have an estimated average credit score of 691. [3]
- The average credit score in Arizona (all cities) is
0.72% less than the national average score of 696.
- Arizona collectively ranks 35th in the U.S. in average credit score of residents. [3]
More 85001 (Phoenix, AZ) Credit Stats
- Credit card delinquency rates in Arizona [2]
-
- Arizona residents (all cities) rank 24th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 85001 who are more than 90 days late on payments
-
- Arizona Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 85001 [4]
-
- 85001 (Arizona) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 85001 (Phoenix, AZ)
Recent credit card complaints originating from consumers in 85001, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 85001
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
7 |
| Managing an account |
2 |
| Written notification about debt |
2 |
| Attempts to collect debt not owed |
1 |
| False statements or representation |
1 |
| Other |
5 |
* Total 2021 - 2024 (current)
Additional information about Arizona
About 85001
85001 is associated with the city of Phoenix, which is located in Maricopa County in the state of Arizona. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in Arizona
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
