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Comprehensive Local Credit Card Guide

Pelham Credit Cards

Credit Card Debt in Pelham

^ Average credit card debt in Pelham is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Pelham

^ Based on overall AL data, the credit card delinquency rate in Pelham is approximately 0.77%. [2]

Credit Scores in Pelham

^ The average credit score in Pelham is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Pelham, AL Credit Card & Personal Finance Statistics

Pelham Credit Card Debt


  • Credit Card Debt in Pelham
    • The estimated average credit card debt for Pelham residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Pelham Credit Card Calculator


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Pelham Credit Scores


  • Credit Scores in Pelham
    • Residents of Pelham, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Pelham, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Pelham cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Pelham [4]
    • Pelham (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About Pelham

Pelham is a city located in Shelby County in the state of Alabama, and has a population of approximately 21,352. [6]

AL Credit Cards

Pelham Credit Cards

For more information about Pelham credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau