Oxford, AL Credit Card & Personal Finance Statistics
Oxford Credit Card Debt
- Credit Card Debt in Oxford
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- The estimated average credit card debt for Oxford residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Oxford Credit Card Calculator
Oxford Credit Scores
- Credit Scores in Oxford
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- Residents of Oxford, AL have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More Oxford, AL Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Oxford cardholders that are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in Oxford [4]
-
- Oxford (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Additional information about Alabama
About Oxford
Oxford is a city located in Calhoun County in the state of Alabama, and has a population of approximately 21,348. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Alabama State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
