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Comprehensive Local Credit Card Guide

Cottonwood Credit Cards

Credit Card Debt in Cottonwood

^ Average credit card debt in Cottonwood is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Cottonwood

^ Based on overall AL data, the credit card delinquency rate in Cottonwood is approximately 0.77%. [2]

Credit Scores in Cottonwood

^ The average credit score in Cottonwood is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Cottonwood, AL Credit Card & Personal Finance Statistics

Cottonwood Credit Card Debt


  • Credit Card Debt in Cottonwood
    • The estimated average credit card debt for Cottonwood residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Cottonwood Credit Card Calculator


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Cottonwood Credit Scores


  • Credit Scores in Cottonwood
    • Residents of Cottonwood, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Cottonwood, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cottonwood cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Cottonwood [4]
    • Cottonwood (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About Cottonwood

Cottonwood is a town located in Houston County in the state of Alabama, and has a population of approximately 1,289. [6]

AL Credit Cards

Cottonwood Credit Cards

For more information about Cottonwood credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau