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Comprehensive Local Credit Card Guide

Chelsea Credit Cards

Credit Card Debt in Chelsea

^ Average credit card debt in Chelsea is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Chelsea

^ Based on overall AL data, the credit card delinquency rate in Chelsea is approximately 0.77%. [2]

Credit Scores in Chelsea

^ The average credit score in Chelsea is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Chelsea, AL Credit Card & Personal Finance Statistics

Chelsea Credit Card Debt


  • Credit Card Debt in Chelsea
    • The estimated average credit card debt for Chelsea residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Chelsea Credit Card Calculator


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Chelsea Credit Scores


  • Credit Scores in Chelsea
    • Residents of Chelsea, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Chelsea, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Chelsea cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Chelsea [4]
    • Chelsea (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About Chelsea

Chelsea is a city located in Shelby County in the state of Alabama, and has a population of approximately 10,183. [6]

AL Credit Cards

Chelsea Credit Cards

For more information about Chelsea credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau