Comprehensive Local Credit Card Guide

Credit Cards in 36054 (Millbrook, AL)

Credit Card Debt in 36054

^ Average credit card debt in 36054 is approximately $4,817, based on overall Alabama data. ^[1]

Credit Card Delinquency in 36054

^ Based on overall Alabama data, the credit card delinquency rate in Millbrook is approximately 0.77%. ^[2]

Credit Scores in 36054

^ The average credit score in Millbrook is approximately 675, based on collective Alabama data. ^[3]

Credit Card & Personal Finance Statistics in 36054

Credit Card Debt in 36054

36054 Credit Card Debt
- The estimated average credit card debt for 36054 residents is $4,817. ^[1]
- Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 36054

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36054 Credit Scores

Credit Scores in 36054
- Residents of 36054 (AL) have an estimated average credit score of 675. ^[3]
- The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. ^[3]

More 36054 (Millbrook, AL) Credit Stats

Credit card delinquency rates in Alabama ^[2]
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.

Cardholders in 36054 who are more than 90 days late on payments
- Alabama Rate: 0.77%
- National Average: 0.57%

Statute of limitations for credit card debt in 36054 ^[4]
- 36054 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 36054 (Millbrook, AL)

Recent credit card complaints originating from consumers in 36054, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 36054

Complaint Issue	Number of Complaints*
Incorrect information on your report	106
Improper use of your report	16
Problem with a credit reporting company's investigation	11
Attempts to collect debt not owed	10
Problem with a company's investigation into an existing problem	8
Other	6

* Total 2021 - 2024 (current)

Additional information about Alabama

About 36054

36054 is associated with the city of Millbrook, which is located in Elmore County in the state of Alabama. ^[6]

36054 Credit Cards

For more information about 36054 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Alabama

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36054

6. ^ United States Census Bureau