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Comprehensive Local Credit Card Guide

Credit Cards in 35259 (Birmingham, AL)

Credit Card Debt in 35259

^ Average credit card debt in 35259 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 35259

^ Based on overall Alabama data, the credit card delinquency rate in Birmingham is approximately 0.77%. [2]

Credit Scores in 35259

^ The average credit score in Birmingham is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 35259

Credit Card Debt in 35259


  • 35259 Credit Card Debt
    • The estimated average credit card debt for 35259 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 35259


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35259 Credit Scores


  • Credit Scores in 35259
    • Residents of 35259 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 35259 (Birmingham, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 35259 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 35259 [4]
    • 35259 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 35259 (Birmingham, AL)

Recent credit card complaints originating from consumers in 35259, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 35259

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 35259

35259 is associated with the city of Birmingham, which is located in Jefferson County in the state of Alabama. [6]

AL Credit Cards

35259 Credit Cards

For more information about 35259 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35259

6. ^ United States Census Bureau