Alabama Credit Cards

Alabama Credit Card Debt

• Credit Card Debt: AL vs. U.S.
• • Alabama residents have average credit card debt of $4,817. ^[1]
  • The average credit card debt amount in Alabama is 3% less than the national average of $4,965.
  • AL ranks 27th in the nation in average credit card debt. ^[1]

Credit Card Delinquency in AL

• Cardholders that are more than 90 days late on credit card payments in Alabama ^[2]
• • Alabama ranks 2nd in the nation with a credit card delinquency rate that is 35% greater than the national average of 0.57%.
  • Alabama Rate: 0.77%
  • National Average: 0.57%
• Statute of limitations for credit card debt in Alabama ^[4]
• • Alabama: 3 years
  • U.S. Average: 5.4 years

Alabama Credit Scores

• Credit Scores: AL vs. U.S.
• • Alabama residents have an average credit score of 675. ^[3]
  • The average credit score for Alabama residents is 3% less than the national average score of 696.
  • AL ranks 46th in the nation in average credit score. ^[3]

About Alabama

The state of Alabama has a population of approximately 4,779,736, ranking 23rd in the nation. ^[5]

More about Alabama Credit Cards

For more information about Alabama credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.