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Comprehensive Local Credit Card Guide

Credit Cards in 50115 (Guthrie Center, IA)

Credit Card Debt in 50115

^ Average credit card debt in 50115 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 50115

^ Based on overall Iowa data, the credit card delinquency rate in Guthrie Center is approximately 0.41%. [2]

Credit Scores in 50115

^ The average credit score in Guthrie Center is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 50115

Credit Card Debt in 50115


  • 50115 Credit Card Debt
    • The estimated average credit card debt for 50115 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 50115


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50115 Credit Scores


  • Credit Scores in 50115
    • Residents of 50115 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 50115 (Guthrie Center, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 50115 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 50115 [4]
    • 50115 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 50115 (Guthrie Center, IA)

Recent credit card complaints originating from consumers in 50115, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 50115

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 50115

50115 is associated with the city of Guthrie Center, which is located in Guthrie County in the state of Iowa. [6]

IA Credit Cards

50115 Credit Cards

For more information about 50115 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50115

6. ^ United States Census Bureau