Iowa Credit Cards

Iowa Credit Card Debt

• Credit Card Debt: IA vs. U.S.
• • Iowa residents have average credit card debt of $3,885. ^[1]
  • The average credit card debt amount in Iowa is 22% less than the national average of $4,965.
  • IA ranks 51st in the nation in average credit card debt. ^[1]

Credit Card Delinquency in IA

• Cardholders that are more than 90 days late on credit card payments in Iowa ^[2]
• • Iowa ranks 43rd in the nation with a credit card delinquency rate that is 28% less than the national average of 0.57%.
  • Iowa Rate: 0.41%
  • National Average: 0.57%
• Statute of limitations for credit card debt in Iowa ^[4]
• • Iowa: 10 years
  • U.S. Average: 5.4 years

Iowa Credit Scores

• Credit Scores: IA vs. U.S.
• • Iowa residents have an average credit score of 714. ^[3]
  • The average credit score for Iowa residents is 3% greater than the national average score of 696.
  • IA ranks 10th in the nation in average credit score. ^[3]

About Iowa

The state of Iowa has a population of approximately 3,046,355, ranking 30th in the nation. ^[5]

More about Iowa Credit Cards

For more information about Iowa credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.