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Comprehensive Local Credit Card Guide

Ephraim Credit Cards

Credit Card Debt in Ephraim

^ Average credit card debt in Ephraim is approximately $4,327, based on overall Wisconsin data. [1]

Credit Card Delinquency in Ephraim

^ Based on overall WI data, the credit card delinquency rate in Ephraim is approximately 0.44%. [2]

Credit Scores in Ephraim

^ The average credit score in Ephraim is approximately 720, based on collective Wisconsin data. [3]

WI Credit Cards

Ephraim, WI Credit Card & Personal Finance Statistics

Ephraim Credit Card Debt


  • Credit Card Debt in Ephraim
    • The estimated average credit card debt for Ephraim residents is $4,327. [1]
    • Average credit card debt amount in Wisconsin (all cities) is 13% less than the national average of $4,965.
    • Collectively, Wisconsin cities rank 46th in the U.S. in average credit card debt. [1]

Ephraim Credit Card Calculator


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Ephraim Credit Scores


  • Credit Scores in Ephraim
    • Residents of Ephraim, WI have an estimated average credit score of 720. [3]
    • The average credit score in Wisconsin (all cities) is 3.45% greater than the national average score of 696.
    • Wisconsin collectively ranks 4th in the U.S. in average credit score of residents. [3]

More Ephraim, WI Credit Stats

  • Credit card delinquency rates in Wisconsin [2]
    • Wisconsin residents (all cities) rank 41st in the U.S. with a rate that is 23% less than the national average of 0.57%.
  • Ephraim cardholders that are more than 90 days late on payments
    • Wisconsin Rate: 0.44%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ephraim [4]
    • Ephraim (Wisconsin) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Wisconsin

About Ephraim

Ephraim is a village located in Door County in the state of Wisconsin, and has a population of approximately 288. [6]

WI Credit Cards

Ephraim Credit Cards

For more information about Ephraim credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in WI

ZIP Codes in Wisconsin


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Wisconsin State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau