Comprehensive Local Credit Card Guide

Spencer Credit Cards

Credit Card Debt in Spencer

^ Average credit card debt in Spencer is approximately $4,315, based on overall West Virginia data. ^[1]

Credit Card Delinquency in Spencer

^ Based on overall WV data, the credit card delinquency rate in Spencer is approximately 0.76%. ^[2]

Credit Scores in Spencer

^ The average credit score in Spencer is approximately 689, based on collective West Virginia data. ^[3]

Spencer, WV Credit Card & Personal Finance Statistics

Spencer Credit Card Debt

Credit Card Debt in Spencer
- The estimated average credit card debt for Spencer residents is $4,315. ^[1]
- Average credit card debt amount in West Virginia (all cities) is 13% less than the national average of $4,965.
- Collectively, West Virginia cities rank 47th in the U.S. in average credit card debt. ^[1]

Spencer Credit Card Calculator

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Spencer Credit Scores

Credit Scores in Spencer
- Residents of Spencer, WV have an estimated average credit score of 689. ^[3]
- The average credit score in West Virginia (all cities) is 1.01% less than the national average score of 696.
- West Virginia collectively ranks 37th in the U.S. in average credit score of residents. ^[3]

More Spencer, WV Credit Stats

Credit card delinquency rates in West Virginia ^[2]
- West Virginia residents (all cities) rank 5th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Spencer cardholders that are more than 90 days late on payments
- West Virginia Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in Spencer ^[4]
- Spencer (West Virginia) Law: 10 years
- U.S. State Average: 5.4 years

Additional information about West Virginia

About Spencer

Spencer is a city located in Roane County in the state of West Virginia, and has a population of approximately 2,322. ^[6]

Spencer Credit Cards

For more information about Spencer credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in WV

ZIP Codes in West Virginia

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ West Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau