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Comprehensive Local Credit Card Guide

Credit Cards in 26437 (Smithfield, WV)

Credit Card Debt in 26437

^ Average credit card debt in 26437 is approximately $4,315, based on overall West Virginia data. [1]

Credit Card Delinquency in 26437

^ Based on overall West Virginia data, the credit card delinquency rate in Smithfield is approximately 0.76%. [2]

Credit Scores in 26437

^ The average credit score in Smithfield is approximately 689, based on collective West Virginia data. [3]

WV Credit Cards

Credit Card & Personal Finance Statistics in 26437

Credit Card Debt in 26437


  • 26437 Credit Card Debt
    • The estimated average credit card debt for 26437 residents is $4,315. [1]
    • Average credit card debt amount in West Virginia (all cities) is 13% less than the national average of $4,965.
    • Collectively, West Virginia cities rank 47th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 26437


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26437 Credit Scores


  • Credit Scores in 26437
    • Residents of 26437 (WV) have an estimated average credit score of 689. [3]
    • The average credit score in West Virginia (all cities) is 1.01% less than the national average score of 696.
    • West Virginia collectively ranks 37th in the U.S. in average credit score of residents. [3]

More 26437 (Smithfield, WV) Credit Stats

  • Credit card delinquency rates in West Virginia [2]
    • West Virginia residents (all cities) rank 5th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 26437 who are more than 90 days late on payments
    • West Virginia Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 26437 [4]
    • 26437 (West Virginia) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 26437 (Smithfield, WV)

Recent credit card complaints originating from consumers in 26437, WV. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 26437

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about West Virginia

About 26437

26437 is associated with the city of Smithfield, which is located in Wetzel County in the state of West Virginia. [6]

WV Credit Cards

26437 Credit Cards

For more information about 26437 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in West Virginia


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Cities in WV

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ West Virginia State Legislature

5. ^ Consumer financial complaints in 26437

6. ^ United States Census Bureau