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Comprehensive Local Credit Card Guide

Albany Credit Cards

Credit Card Debt in Albany

^ Average credit card debt in Albany is approximately $4,693, based on overall Vermont data. [1]

Credit Card Delinquency in Albany

^ Based on overall VT data, the credit card delinquency rate in Albany is approximately 0.45%. [2]

Credit Scores in Albany

^ The average credit score in Albany is approximately 721, based on collective Vermont data. [3]

VT Credit Cards

Albany, VT Credit Card & Personal Finance Statistics

Albany Credit Card Debt


  • Credit Card Debt in Albany
    • The estimated average credit card debt for Albany residents is $4,693. [1]
    • Average credit card debt amount in Vermont (all cities) is 5% less than the national average of $4,965.
    • Collectively, Vermont cities rank 34th in the U.S. in average credit card debt. [1]

Albany Credit Card Calculator


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Albany Credit Scores


  • Credit Scores in Albany
    • Residents of Albany, VT have an estimated average credit score of 721. [3]
    • The average credit score in Vermont (all cities) is 3.59% greater than the national average score of 696.
    • Vermont collectively ranks 2nd in the U.S. in average credit score of residents. [3]

More Albany, VT Credit Stats

  • Credit card delinquency rates in Vermont [2]
    • Vermont residents (all cities) rank 40th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Albany cardholders that are more than 90 days late on payments
    • Vermont Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Albany [4]
    • Albany (Vermont) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Vermont

About Albany

Albany is a village located in Orleans County in the state of Vermont, and has a population of approximately 193. [6]

VT Credit Cards

Albany Credit Cards

For more information about Albany credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in VT

ZIP Codes in Vermont


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Vermont State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau