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Comprehensive Local Credit Card Guide

Credit Cards in 05495 (Williston, VT)

Credit Card Debt in 05495

^ Average credit card debt in 05495 is approximately $4,693, based on overall Vermont data. [1]

Credit Card Delinquency in 05495

^ Based on overall Vermont data, the credit card delinquency rate in Williston is approximately 0.45%. [2]

Credit Scores in 05495

^ The average credit score in Williston is approximately 721, based on collective Vermont data. [3]

VT Credit Cards

Credit Card & Personal Finance Statistics in 05495

Credit Card Debt in 05495


  • 05495 Credit Card Debt
    • The estimated average credit card debt for 05495 residents is $4,693. [1]
    • Average credit card debt amount in Vermont (all cities) is 5% less than the national average of $4,965.
    • Collectively, Vermont cities rank 34th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 05495


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05495 Credit Scores


  • Credit Scores in 05495
    • Residents of 05495 (VT) have an estimated average credit score of 721. [3]
    • The average credit score in Vermont (all cities) is 3.59% greater than the national average score of 696.
    • Vermont collectively ranks 2nd in the U.S. in average credit score of residents. [3]

More 05495 (Williston, VT) Credit Stats

  • Credit card delinquency rates in Vermont [2]
    • Vermont residents (all cities) rank 40th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 05495 who are more than 90 days late on payments
    • Vermont Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 05495 [4]
    • 05495 (Vermont) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 05495 (Williston, VT)

Recent credit card complaints originating from consumers in 05495, VT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 05495

Complaint Issue Number of Complaints*
Incorrect information on your report 7
Fees or interest 4
Other features, terms, or problems 4
Fraud or scam 1
Managing an account 1
Other 5
* Total 2021 - 2024 (current)

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Additional information about Vermont

About 05495

05495 is associated with the city of Williston, which is located in Chittenden County in the state of Vermont. [6]

VT Credit Cards

05495 Credit Cards

For more information about 05495 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Vermont


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Cities in VT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Vermont State Legislature

5. ^ Consumer financial complaints in 05495

6. ^ United States Census Bureau