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Comprehensive Local Credit Card Guide

Credit Cards in 02894 (Wood River Junction, RI)

Credit Card Debt in 02894

^ Average credit card debt in 02894 is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in 02894

^ Based on overall Rhode Island data, the credit card delinquency rate in Wood River Junction is approximately 0.57%. [2]

Credit Scores in 02894

^ The average credit score in Wood River Junction is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Credit Card & Personal Finance Statistics in 02894

Credit Card Debt in 02894


  • 02894 Credit Card Debt
    • The estimated average credit card debt for 02894 residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02894


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02894 Credit Scores


  • Credit Scores in 02894
    • Residents of 02894 (RI) have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More 02894 (Wood River Junction, RI) Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 02894 who are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02894 [4]
    • 02894 (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02894 (Wood River Junction, RI)

Recent credit card complaints originating from consumers in 02894, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02894

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
* Total 2021 - 2024 (current)

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Additional information about Rhode Island

About 02894

02894 is associated with the city of Wood River Junction, which is located in Washington County in the state of Rhode Island. [6]

RI Credit Cards

02894 Credit Cards

For more information about 02894 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Rhode Island


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Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer financial complaints in 02894

6. ^ United States Census Bureau