Comprehensive Local Credit Card Guide

Credit Cards in 02858 (Oakland, RI)

Credit Card Debt in 02858

^ Average credit card debt in 02858 is approximately $5,102, based on overall Rhode Island data. ^[1]

Credit Card Delinquency in 02858

^ Based on overall Rhode Island data, the credit card delinquency rate in Oakland is approximately 0.57%. ^[2]

Credit Scores in 02858

^ The average credit score in Oakland is approximately 704, based on collective Rhode Island data. ^[3]

Credit Card & Personal Finance Statistics in 02858

Credit Card Debt in 02858

02858 Credit Card Debt
- The estimated average credit card debt for 02858 residents is $5,102. ^[1]
- Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
- Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 02858

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02858 Credit Scores

Credit Scores in 02858
- Residents of 02858 (RI) have an estimated average credit score of 704. ^[3]
- The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
- Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. ^[3]

More 02858 (Oakland, RI) Credit Stats

Credit card delinquency rates in Rhode Island ^[2]
- Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 02858 who are more than 90 days late on payments
- Rhode Island Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 02858 ^[4]
- 02858 (Rhode Island) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 02858 (Oakland, RI)

Recent credit card complaints originating from consumers in 02858, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 02858

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about Rhode Island

About 02858

02858 is associated with the city of Oakland, which is located in Providence County in the state of Rhode Island. ^[6]

02858 Credit Cards

For more information about 02858 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Rhode Island

Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer financial complaints in 02858

6. ^ United States Census Bureau