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Comprehensive Local Credit Card Guide

Credit Cards in 02831 (Hope, RI)

Credit Card Debt in 02831

^ Average credit card debt in 02831 is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in 02831

^ Based on overall Rhode Island data, the credit card delinquency rate in Hope is approximately 0.57%. [2]

Credit Scores in 02831

^ The average credit score in Hope is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Credit Card & Personal Finance Statistics in 02831

Credit Card Debt in 02831


  • 02831 Credit Card Debt
    • The estimated average credit card debt for 02831 residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02831


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02831 Credit Scores


  • Credit Scores in 02831
    • Residents of 02831 (RI) have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More 02831 (Hope, RI) Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 02831 who are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02831 [4]
    • 02831 (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02831 (Hope, RI)

Recent credit card complaints originating from consumers in 02831, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02831

Complaint Issue Number of Complaints*
Improper use of your report 3
Incorrect information on your report 3
Attempts to collect debt not owed 2
* Total 2021 - 2024 (current)

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Additional information about Rhode Island

About 02831

02831 is associated with the city of Hope, which is located in Providence County in the state of Rhode Island. [6]

RI Credit Cards

02831 Credit Cards

For more information about 02831 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Rhode Island


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Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer financial complaints in 02831

6. ^ United States Census Bureau