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Comprehensive Local Credit Card Guide

Utica Credit Cards

Credit Card Debt in Utica

^ Average credit card debt in Utica is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in Utica

^ Based on overall PA data, the credit card delinquency rate in Utica is approximately 0.54%. [2]

Credit Scores in Utica

^ The average credit score in Utica is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Utica, PA Credit Card & Personal Finance Statistics

Utica Credit Card Debt


  • Credit Card Debt in Utica
    • The estimated average credit card debt for Utica residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Utica Credit Card Calculator


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Utica Credit Scores


  • Credit Scores in Utica
    • Residents of Utica, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More Utica, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Utica cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Utica [4]
    • Utica (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Pennsylvania

About Utica

Utica is a borough located in Venango County in the state of Pennsylvania, and has a population of approximately 189. [6]

PA Credit Cards

Utica Credit Cards

For more information about Utica credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in PA

ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau