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Comprehensive Local Credit Card Guide

State College Credit Cards

Credit Card Debt in State College

^ Average credit card debt in State College is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in State College

^ Based on overall PA data, the credit card delinquency rate in State College is approximately 0.54%. [2]

Credit Scores in State College

^ The average credit score in State College is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

State College, PA Credit Card & Personal Finance Statistics

State College Credit Card Debt


  • Credit Card Debt in State College
    • The estimated average credit card debt for State College residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

State College Credit Card Calculator


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State College Credit Scores


  • Credit Scores in State College
    • Residents of State College, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More State College, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • State College cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in State College [4]
    • State College (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Pennsylvania

About State College

State College is a borough located in Centre County in the state of Pennsylvania, and has a population of approximately 42,034. [6]

PA Credit Cards

State College Credit Cards

For more information about State College credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in PA

ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau