Comprehensive Local Credit Card Guide

Somerset Credit Cards

Credit Card Debt in Somerset

^ Average credit card debt in Somerset is approximately $4,629, based on overall Pennsylvania data. ^[1]

Credit Card Delinquency in Somerset

^ Based on overall PA data, the credit card delinquency rate in Somerset is approximately 0.54%. ^[2]

Credit Scores in Somerset

^ The average credit score in Somerset is approximately 709, based on collective Pennsylvania data. ^[3]

Somerset, PA Credit Card & Personal Finance Statistics

Somerset Credit Card Debt

Credit Card Debt in Somerset
- The estimated average credit card debt for Somerset residents is $4,629. ^[1]
- Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. ^[1]

Somerset Credit Card Calculator

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Somerset Credit Scores

Credit Scores in Somerset
- Residents of Somerset, PA have an estimated average credit score of 709. ^[3]
- The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. ^[3]

More Somerset, PA Credit Stats

Credit card delinquency rates in Pennsylvania ^[2]
- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Somerset cardholders that are more than 90 days late on payments
- Pennsylvania Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in Somerset ^[4]
- Somerset (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years

Additional information about Pennsylvania

About Somerset

Somerset is a borough located in Somerset County in the state of Pennsylvania, and has a population of approximately 6,277. ^[6]

Somerset Credit Cards

For more information about Somerset credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in PA

ZIP Codes in Pennsylvania

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau