Comprehensive Local Credit Card Guide

Railroad Credit Cards

Credit Card Debt in Railroad

^ Average credit card debt in Railroad is approximately $4,629, based on overall Pennsylvania data. ^[1]

Credit Card Delinquency in Railroad

^ Based on overall PA data, the credit card delinquency rate in Railroad is approximately 0.54%. ^[2]

Credit Scores in Railroad

^ The average credit score in Railroad is approximately 709, based on collective Pennsylvania data. ^[3]

Railroad, PA Credit Card & Personal Finance Statistics

Railroad Credit Card Debt

Credit Card Debt in Railroad
- The estimated average credit card debt for Railroad residents is $4,629. ^[1]
- Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. ^[1]

Railroad Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Railroad Credit Scores

Credit Scores in Railroad
- Residents of Railroad, PA have an estimated average credit score of 709. ^[3]
- The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. ^[3]

More Railroad, PA Credit Stats

Credit card delinquency rates in Pennsylvania ^[2]
- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Railroad cardholders that are more than 90 days late on payments
- Pennsylvania Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in Railroad ^[4]
- Railroad (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years

Additional information about Pennsylvania

About Railroad

Railroad is a borough located in York County in the state of Pennsylvania, and has a population of approximately 278. ^[6]

Railroad Credit Cards

For more information about Railroad credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in PA

ZIP Codes in Pennsylvania

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau