Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Oxford Credit Cards

Credit Card Debt in Oxford

^ Average credit card debt in Oxford is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in Oxford

^ Based on overall PA data, the credit card delinquency rate in Oxford is approximately 0.54%. [2]

Credit Scores in Oxford

^ The average credit score in Oxford is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Oxford, PA Credit Card & Personal Finance Statistics

Oxford Credit Card Debt


  • Credit Card Debt in Oxford
    • The estimated average credit card debt for Oxford residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Oxford Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Oxford Credit Scores


  • Credit Scores in Oxford
    • Residents of Oxford, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More Oxford, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Oxford cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oxford [4]
    • Oxford (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Pennsylvania

About Oxford

Oxford is a borough located in Chester County in the state of Pennsylvania, and has a population of approximately 5,077. [6]

PA Credit Cards

Oxford Credit Cards

For more information about Oxford credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in PA

ZIP Codes in Pennsylvania


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau