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Ernest Credit Cards

Credit Card Debt in Ernest

^ Average credit card debt in Ernest is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in Ernest

^ Based on overall PA data, the credit card delinquency rate in Ernest is approximately 0.54%. [2]

Credit Scores in Ernest

^ The average credit score in Ernest is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Ernest, PA Credit Card & Personal Finance Statistics

Ernest Credit Card Debt


  • Credit Card Debt in Ernest
    • The estimated average credit card debt for Ernest residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

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Ernest Credit Scores


  • Credit Scores in Ernest
    • Residents of Ernest, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More Ernest, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Ernest cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ernest [4]
    • Ernest (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Pennsylvania

About Ernest

Ernest is a borough located in Indiana County in the state of Pennsylvania, and has a population of approximately 462. [6]

PA Credit Cards

Ernest Credit Cards

For more information about Ernest credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in PA

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau