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Comprehensive Local Credit Card Guide

California Credit Cards

Credit Card Debt in California

^ Average credit card debt in California is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in California

^ Based on overall PA data, the credit card delinquency rate in California is approximately 0.54%. [2]

Credit Scores in California

^ The average credit score in California is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

California, PA Credit Card & Personal Finance Statistics

California Credit Card Debt


  • Credit Card Debt in California
    • The estimated average credit card debt for California residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

California Credit Card Calculator


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California Credit Scores


  • Credit Scores in California
    • Residents of California, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More California, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • California cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in California [4]
    • California (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Pennsylvania

About California

California is a borough located in Washington County in the state of Pennsylvania, and has a population of approximately 6,795. [6]

PA Credit Cards

California Credit Cards

For more information about California credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in PA

ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau