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Comprehensive Local Credit Card Guide

Credit Cards in 19076 (Prospect Park, PA)

Credit Card Debt in 19076

^ Average credit card debt in 19076 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 19076

^ Based on overall Pennsylvania data, the credit card delinquency rate in Prospect Park is approximately 0.54%. [2]

Credit Scores in 19076

^ The average credit score in Prospect Park is approximately 709, based on collective Pennsylvania data. [3]

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Credit Card & Personal Finance Statistics in 19076

Credit Card Debt in 19076


  • 19076 Credit Card Debt
    • The estimated average credit card debt for 19076 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 19076


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19076 Credit Scores


  • Credit Scores in 19076
    • Residents of 19076 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 19076 (Prospect Park, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 19076 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 19076 [4]
    • 19076 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 19076 (Prospect Park, PA)

Recent credit card complaints originating from consumers in 19076, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 19076

Complaint Issue Number of Complaints*
Improper use of your report 41
Incorrect information on your report 38
Problem with a company's investigation into an existing problem 6
Problem with a credit reporting company's investigation 5
Attempts to collect debt not owed 4
Other 11
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 19076

19076 is associated with the city of Prospect Park, which is located in Delaware County in the state of Pennsylvania. [6]

PA Credit Cards

19076 Credit Cards

For more information about 19076 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 19076

6. ^ United States Census Bureau