Comprehensive Local Credit Card Guide

Credit Cards in 16508 (Erie, PA)

Credit Card Debt in 16508

^ Average credit card debt in 16508 is approximately $4,629, based on overall Pennsylvania data. ^[1]

Credit Card Delinquency in 16508

^ Based on overall Pennsylvania data, the credit card delinquency rate in Erie is approximately 0.54%. ^[2]

Credit Scores in 16508

^ The average credit score in Erie is approximately 709, based on collective Pennsylvania data. ^[3]

Credit Card & Personal Finance Statistics in 16508

Credit Card Debt in 16508

16508 Credit Card Debt
- The estimated average credit card debt for 16508 residents is $4,629. ^[1]
- Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 16508

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16508 Credit Scores

Credit Scores in 16508
- Residents of 16508 (PA) have an estimated average credit score of 709. ^[3]
- The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. ^[3]

More 16508 (Erie, PA) Credit Stats

Credit card delinquency rates in Pennsylvania ^[2]
- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 16508 who are more than 90 days late on payments
- Pennsylvania Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 16508 ^[4]
- 16508 (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 16508 (Erie, PA)

Recent credit card complaints originating from consumers in 16508, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 16508

Complaint Issue	Number of Complaints*
Improper use of your report	12
Problem with a credit reporting company's investigation	10
Incorrect information on your report	8
Problem with a company's investigation into an existing problem	3
Problem with a purchase shown on your statement	3
Other	5

* Total 2021 - 2024 (current)

Additional information about Pennsylvania

About 16508

16508 is associated with the city of Erie, which is located in Erie County in the state of Pennsylvania. ^[6]

16508 Credit Cards

For more information about 16508 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Pennsylvania

Cities in PA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 16508

6. ^ United States Census Bureau