Pennsylvania Credit Card & Personal Finance Statistics
Pennsylvania Credit Card Debt
- Credit Card Debt: PA vs. U.S.
-
- Pennsylvania residents have average credit card debt of $4,629. [1]
- The average credit card debt amount in Pennsylvania is
7% less than the national average of $4,965.
- PA ranks 36th in the nation in average credit card debt. [1]
Credit Card Delinquency in PA
- Cardholders that are more than 90 days late on credit card payments in Pennsylvania [2]
-
- Pennsylvania ranks 30th in the nation with a credit card delinquency rate that
is 5% less than the national average of 0.57%.
- Pennsylvania Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in Pennsylvania [4]
-
- Pennsylvania: 4 years
- U.S. Average: 5.4 years
Pennsylvania Credit Scores
- Credit Scores: PA vs. U.S.
-
- Pennsylvania residents have an average credit score of 709. [3]
- The average credit score for Pennsylvania residents is
2% greater than the national average score of 696.
- PA ranks 19th in the nation in average credit score. [3]
Additional information about Pennsylvania
About Pennsylvania
The state of Pennsylvania has a population of approximately 12,702,379, ranking 5th in the nation. [5]
More about Pennsylvania Credit Cards
For more information about Pennsylvania credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Pennsylvania State Legislature
5. ^ United States Census Bureau
6. ^ U.S. Federal Reserve