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Comprehensive Local Credit Card Guide

Elgin Credit Cards

Credit Card Debt in Elgin

^ Average credit card debt in Elgin is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in Elgin

^ Based on overall ND data, the credit card delinquency rate in Elgin is approximately 0.35%. [2]

Credit Scores in Elgin

^ The average credit score in Elgin is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Elgin, ND Credit Card & Personal Finance Statistics

Elgin Credit Card Debt


  • Credit Card Debt in Elgin
    • The estimated average credit card debt for Elgin residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Elgin Credit Card Calculator


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Elgin Credit Scores


  • Credit Scores in Elgin
    • Residents of Elgin, ND have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More Elgin, ND Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Elgin cardholders that are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Elgin [4]
    • Elgin (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about North Dakota

About Elgin

Elgin is a city located in Grant County in the state of North Dakota, and has a population of approximately 642. [6]

ND Credit Cards

Elgin Credit Cards

For more information about Elgin credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in ND

ZIP Codes in North Dakota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau