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Comprehensive Local Credit Card Guide

Valley Falls Credit Cards

Credit Card Debt in Valley Falls

^ Average credit card debt in Valley Falls is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Valley Falls

^ Based on overall NY data, the credit card delinquency rate in Valley Falls is approximately 0.59%. [2]

Credit Scores in Valley Falls

^ The average credit score in Valley Falls is approximately 704, based on collective New York data. [3]

NY Credit Cards

Valley Falls, NY Credit Card & Personal Finance Statistics

Valley Falls Credit Card Debt


  • Credit Card Debt in Valley Falls
    • The estimated average credit card debt for Valley Falls residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

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Valley Falls Credit Scores


  • Credit Scores in Valley Falls
    • Residents of Valley Falls, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Valley Falls, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Valley Falls cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Valley Falls [4]
    • Valley Falls (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Valley Falls

Valley Falls is a village located in Rensselaer County in the state of New York, and has a population of approximately 466. [6]

NY Credit Cards

Valley Falls Credit Cards

For more information about Valley Falls credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in NY

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau