Saratoga Springs, NY Credit Card & Personal Finance Statistics
Saratoga Springs Credit Card Debt
- Credit Card Debt in Saratoga Springs
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- The estimated average credit card debt for Saratoga Springs residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Saratoga Springs Credit Card Calculator
Saratoga Springs Credit Scores
- Credit Scores in Saratoga Springs
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- Residents of Saratoga Springs, NY have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More Saratoga Springs, NY Credit Stats
- Credit card delinquency rates in New York [2]
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- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Saratoga Springs cardholders that are more than 90 days late on payments
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- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in Saratoga Springs [4]
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- Saratoga Springs (New York) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about New York
About Saratoga Springs
Saratoga Springs is a city located in Saratoga County in the state of New York, and has a population of approximately 26,586. [6]
Saratoga Springs Credit Cards
For more information about Saratoga Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New York State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
