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Comprehensive Local Credit Card Guide

Homer Credit Cards

Credit Card Debt in Homer

^ Average credit card debt in Homer is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Homer

^ Based on overall NY data, the credit card delinquency rate in Homer is approximately 0.59%. [2]

Credit Scores in Homer

^ The average credit score in Homer is approximately 704, based on collective New York data. [3]

NY Credit Cards

Homer, NY Credit Card & Personal Finance Statistics

Homer Credit Card Debt


  • Credit Card Debt in Homer
    • The estimated average credit card debt for Homer residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Homer Credit Card Calculator


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Homer Credit Scores


  • Credit Scores in Homer
    • Residents of Homer, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Homer, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Homer cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Homer [4]
    • Homer (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Homer

Homer is a village located in Cortland County in the state of New York, and has a population of approximately 3,291. [6]

NY Credit Cards

Homer Credit Cards

For more information about Homer credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau