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Comprehensive Local Credit Card Guide

Gouverneur Credit Cards

Credit Card Debt in Gouverneur

^ Average credit card debt in Gouverneur is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Gouverneur

^ Based on overall NY data, the credit card delinquency rate in Gouverneur is approximately 0.59%. [2]

Credit Scores in Gouverneur

^ The average credit score in Gouverneur is approximately 704, based on collective New York data. [3]

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Gouverneur, NY Credit Card & Personal Finance Statistics

Gouverneur Credit Card Debt


  • Credit Card Debt in Gouverneur
    • The estimated average credit card debt for Gouverneur residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Gouverneur Credit Card Calculator


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Gouverneur Credit Scores


  • Credit Scores in Gouverneur
    • Residents of Gouverneur, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Gouverneur, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Gouverneur cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gouverneur [4]
    • Gouverneur (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Gouverneur

Gouverneur is a village located in Saint Lawrence County in the state of New York, and has a population of approximately 3,949. [6]

NY Credit Cards

Gouverneur Credit Cards

For more information about Gouverneur credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau