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Comprehensive Local Credit Card Guide

Cold Brook Credit Cards

Credit Card Debt in Cold Brook

^ Average credit card debt in Cold Brook is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Cold Brook

^ Based on overall NY data, the credit card delinquency rate in Cold Brook is approximately 0.59%. [2]

Credit Scores in Cold Brook

^ The average credit score in Cold Brook is approximately 704, based on collective New York data. [3]

NY Credit Cards

Cold Brook, NY Credit Card & Personal Finance Statistics

Cold Brook Credit Card Debt


  • Credit Card Debt in Cold Brook
    • The estimated average credit card debt for Cold Brook residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

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Cold Brook Credit Scores


  • Credit Scores in Cold Brook
    • Residents of Cold Brook, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Cold Brook, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cold Brook cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Cold Brook [4]
    • Cold Brook (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Cold Brook

Cold Brook is a village located in Herkimer County in the state of New York, and has a population of approximately 329. [6]

NY Credit Cards

Cold Brook Credit Cards

For more information about Cold Brook credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in NY

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau