Ballston Spa, NY Credit Card & Personal Finance Statistics
Ballston Spa Credit Card Debt
- Credit Card Debt in Ballston Spa
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- The estimated average credit card debt for Ballston Spa residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Ballston Spa Credit Card Calculator
Ballston Spa Credit Scores
- Credit Scores in Ballston Spa
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- Residents of Ballston Spa, NY have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More Ballston Spa, NY Credit Stats
- Credit card delinquency rates in New York [2]
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- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Ballston Spa cardholders that are more than 90 days late on payments
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- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in Ballston Spa [4]
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- Ballston Spa (New York) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about New York
About Ballston Spa
Ballston Spa is a village located in Saratoga County in the state of New York, and has a population of approximately 5,409. [6]
Ballston Spa Credit Cards
For more information about Ballston Spa credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New York State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
