Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 14784 (Stockton, NY)

Credit Card Debt in 14784

^ Average credit card debt in 14784 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14784

^ Based on overall New York data, the credit card delinquency rate in Stockton is approximately 0.59%. [2]

Credit Scores in 14784

^ The average credit score in Stockton is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14784

Credit Card Debt in 14784


  • 14784 Credit Card Debt
    • The estimated average credit card debt for 14784 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14784


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


14784 Credit Scores


  • Credit Scores in 14784
    • Residents of 14784 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14784 (Stockton, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14784 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14784 [4]
    • 14784 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14784 (Stockton, NY)

Recent credit card complaints originating from consumers in 14784, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14784

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about New York

About 14784

14784 is associated with the city of Stockton, which is located in Chautauqua County in the state of New York. [6]

NY Credit Cards

14784 Credit Cards

For more information about 14784 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York


Go

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14784

6. ^ United States Census Bureau