Credit Card & Personal Finance Statistics in 14527
Credit Card Debt in 14527
- 14527 Credit Card Debt
-
- The estimated average credit card debt for 14527 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 14527
14527 Credit Scores
- Credit Scores in 14527
-
- Residents of 14527 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 14527 (Penn Yan, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 14527 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 14527 [4]
-
- 14527 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 14527 (Penn Yan, NY)
Recent credit card complaints originating from consumers in 14527, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 14527
| Complaint Issue |
Number of Complaints* |
| Attempts to collect debt not owed |
1 |
| Problem when making payments |
1 |
| Problem with a credit reporting company's investigation |
1 |
| Problem with customer service |
1 |
| Written notification about debt |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 14527
14527 is associated with the city of Penn Yan, which is located in Yates County in the state of New York. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
