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Comprehensive Local Credit Card Guide

Carlsbad Credit Cards

Credit Card Debt in Carlsbad

^ Average credit card debt in Carlsbad is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in Carlsbad

^ Based on overall NM data, the credit card delinquency rate in Carlsbad is approximately 0.55%. [2]

Credit Scores in Carlsbad

^ The average credit score in Carlsbad is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Carlsbad, NM Credit Card & Personal Finance Statistics

Carlsbad Credit Card Debt


  • Credit Card Debt in Carlsbad
    • The estimated average credit card debt for Carlsbad residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Carlsbad Credit Card Calculator


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Carlsbad Credit Scores


  • Credit Scores in Carlsbad
    • Residents of Carlsbad, NM have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More Carlsbad, NM Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Carlsbad cardholders that are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Carlsbad [4]
    • Carlsbad (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about New Mexico

About Carlsbad

Carlsbad is a city located in Eddy County in the state of New Mexico, and has a population of approximately 26,138. [6]

NM Credit Cards

Carlsbad Credit Cards

For more information about Carlsbad credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in NM

ZIP Codes in New Mexico


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau