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Comprehensive Local Credit Card Guide

Bayard Credit Cards

Credit Card Debt in Bayard

^ Average credit card debt in Bayard is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in Bayard

^ Based on overall NM data, the credit card delinquency rate in Bayard is approximately 0.55%. [2]

Credit Scores in Bayard

^ The average credit score in Bayard is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Bayard, NM Credit Card & Personal Finance Statistics

Bayard Credit Card Debt


  • Credit Card Debt in Bayard
    • The estimated average credit card debt for Bayard residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Bayard Credit Card Calculator


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Bayard Credit Scores


  • Credit Scores in Bayard
    • Residents of Bayard, NM have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More Bayard, NM Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Bayard cardholders that are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Bayard [4]
    • Bayard (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about New Mexico

About Bayard

Bayard is a city located in Grant County in the state of New Mexico, and has a population of approximately 2,328. [6]

NM Credit Cards

Bayard Credit Cards

For more information about Bayard credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in NM

ZIP Codes in New Mexico


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau