Credit Card & Personal Finance Statistics in 87301
Credit Card Debt in 87301
- 87301 Credit Card Debt
-
- The estimated average credit card debt for 87301 residents is $4,920. [1]
- Average credit card debt amount in New Mexico (all cities) is
1% less than the national average of $4,965.
- Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 87301
87301 Credit Scores
- Credit Scores in 87301
-
- Residents of 87301 (NM) have an estimated average credit score of 683. [3]
- The average credit score in New Mexico (all cities) is
1.87% less than the national average score of 696.
- New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]
More 87301 (Gallup, NM) Credit Stats
- Credit card delinquency rates in New Mexico [2]
-
- New Mexico residents (all cities) rank 28th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 87301 who are more than 90 days late on payments
-
- New Mexico Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 87301 [4]
-
- 87301 (New Mexico) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 87301 (Gallup, NM)
Recent credit card complaints originating from consumers in 87301, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 87301
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
31 |
| Improper use of your report |
4 |
| Problem with a company's investigation into an existing problem |
4 |
| Attempts to collect debt not owed |
2 |
| Managing an account |
2 |
| Other |
9 |
* Total 2021 - 2024 (current)
Additional information about New Mexico
About 87301
87301 is associated with the city of Gallup, which is located in McKinley County in the state of New Mexico. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in New Mexico
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
