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Comprehensive Local Credit Card Guide

Credit Cards in 87181 (Albuquerque, NM)

Credit Card Debt in 87181

^ Average credit card debt in 87181 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 87181

^ Based on overall New Mexico data, the credit card delinquency rate in Albuquerque is approximately 0.55%. [2]

Credit Scores in 87181

^ The average credit score in Albuquerque is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 87181

Credit Card Debt in 87181


  • 87181 Credit Card Debt
    • The estimated average credit card debt for 87181 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 87181


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87181 Credit Scores


  • Credit Scores in 87181
    • Residents of 87181 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 87181 (Albuquerque, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 87181 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 87181 [4]
    • 87181 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 87181 (Albuquerque, NM)

Recent credit card complaints originating from consumers in 87181, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 87181

Complaint Issue Number of Complaints*
Incorrect information on your report 4
Other features, terms, or problems 3
Problem with a purchase shown on your statement 1
Trouble during payment process 1
* Total 2021 - 2024 (current)

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Additional information about New Mexico

About 87181

87181 is associated with the city of Albuquerque, which is located in Bernalillo County in the state of New Mexico. [6]

NM Credit Cards

87181 Credit Cards

For more information about 87181 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer financial complaints in 87181

6. ^ United States Census Bureau