Comprehensive Local Credit Card Guide

Union Beach Credit Cards

Credit Card Debt in Union Beach

^ Average credit card debt in Union Beach is approximately $5,484, based on overall New Jersey data. ^[1]

Credit Card Delinquency in Union Beach

^ Based on overall NJ data, the credit card delinquency rate in Union Beach is approximately 0.56%. ^[2]

Credit Scores in Union Beach

^ The average credit score in Union Beach is approximately 708, based on collective New Jersey data. ^[3]

Union Beach, NJ Credit Card & Personal Finance Statistics

Union Beach Credit Card Debt

Credit Card Debt in Union Beach
- The estimated average credit card debt for Union Beach residents is $5,484. ^[1]
- Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. ^[1]

Union Beach Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Union Beach Credit Scores

Credit Scores in Union Beach
- Residents of Union Beach, NJ have an estimated average credit score of 708. ^[3]
- The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. ^[3]

More Union Beach, NJ Credit Stats

Credit card delinquency rates in New Jersey ^[2]
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Union Beach cardholders that are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in Union Beach ^[4]
- Union Beach (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years

Additional information about New Jersey

About Union Beach

Union Beach is a borough located in Monmouth County in the state of New Jersey, and has a population of approximately 6,245. ^[6]

Union Beach Credit Cards

For more information about Union Beach credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in NJ

ZIP Codes in New Jersey

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau