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Comprehensive Local Credit Card Guide

Ridgefield Credit Cards

Credit Card Debt in Ridgefield

^ Average credit card debt in Ridgefield is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in Ridgefield

^ Based on overall NJ data, the credit card delinquency rate in Ridgefield is approximately 0.56%. [2]

Credit Scores in Ridgefield

^ The average credit score in Ridgefield is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Ridgefield, NJ Credit Card & Personal Finance Statistics

Ridgefield Credit Card Debt


  • Credit Card Debt in Ridgefield
    • The estimated average credit card debt for Ridgefield residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

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Ridgefield Credit Scores


  • Credit Scores in Ridgefield
    • Residents of Ridgefield, NJ have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More Ridgefield, NJ Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Ridgefield cardholders that are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ridgefield [4]
    • Ridgefield (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About Ridgefield

Ridgefield is a borough located in Bergen County in the state of New Jersey, and has a population of approximately 11,032. [6]

NJ Credit Cards

Ridgefield Credit Cards

For more information about Ridgefield credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in NJ

ZIP Codes in New Jersey


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau